Tax-Smart Financial Planning in Silicon Valley

Be Intentional. Plan Well. Live Better.

Where your tax, wealth, and life plans come together—seamlessly.

Grounded in Trust. Built to Serve.

Founded in Silicon Valley in 1979, Johanson & Yau offers integrated financial planning and investment advice—backed by one of the region’s most trusted CPA firms. Our team is warm, collaborative, and tax-intelligent, designed to support you with a team that sees the full picture. We're personal CFOs with a purpose: helping you reach your goals and live with clarity.

Meet The Firm

Financial Planning That Starts With You.

We begin by listening—closely. Whether you’re planning for retirement, navigating equity compensation, or looking for confidence in your next step, our process starts with your values, your goals, and your questions. From there, we design a custom plan grounded in sound strategy and decades of tax and wealth expertise.

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Let’s Get You to What’s Next.

Most clients come to us with one big question: Am I on track? We’re here to help you answer it—with a custom financial plan, clear advice, and a team that’s in your corner.

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Explore Our Services.

From tax-smart financial planning to investment management and business retirement plans, we’re here to support every stage of your financial journey. Services for individuals, families, and business owners—delivered with clarity and care.

Individual & Family Services

From equity compensation and college planning to retirement and estate strategy, we help individuals and families build and protect wealth through every stage of life. Our process is collaborative, our advice is tax-smart, and our goal is simple: to help you live intentionally.

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Business Planning Services

We work with business owners to create strategies that turn enterprise success into long-term wealth. From retirement plan design to succession and transition planning, we offer custom solutions that support both your company’s future—and your own.

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Tax & Accounting Services

As part of a legacy CPA firm, we offer professional tax preparation, planning, and business accounting services. Whether you’re a business owner or an individual, our insight runs deeper—connecting your financial plan with your full financial picture.

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Tailored for Your Life.

Individuals & Families

Life gets busy. We help you make sense of your finances so you can stay focused on what matters most.

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Pre-Retirees

You’re five to ten years out and starting to ask, “Are we ready?” We’ll help you plan with clarity and confidence.

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Retirees

Retirement isn’t the end—it’s a new beginning. Let’s design a plan that supports your lifestyle, your giving, and your legacy.

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Business Owners

You’ve built something valuable. We help you turn business success into personal financial freedom.

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Tech & BioTech Professionals

From RSUs to IPOs, we bring clarity to complexity—helping you make smart moves with equity and income.

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Independent Women

Whether you’re building wealth, navigating a transition, or planning your next chapter, we’re here with thoughtful, empowering guidance.

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LGBTQ+ Individuals & Families

Inclusive, respectful, and tailored to your life—our planning meets you where you are and where you want to go.

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Veterans

You’ve served with discipline and purpose. We help you build a financial future that honors both.

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Blog & News

Read tips and perspectives from our advisors.

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Our Events

Join live, virtual events to get our latest insights on the market.

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Take Charge of Your 401(k)

Changing jobs comes with important financial decisions. This guide walks through your 401(k) options — so you can understand what’s available and choose the path that fits your next chapter.

Ready to Learn More? Contact Us.

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