Individual & Family Services

Tax-Smart Strategies for Every Stage of Your Financial Journey.

At Johanson & Yau Wealth, we bring together the insight of experienced CPAs and CERTIFIED FINANCIAL PLANNERS™ to deliver comprehensive wealth strategies—tailored to your life, your goals, and your future. Whether you're building wealth in your tech career, preparing for retirement, or navigating equity compensation, we help you take action with clarity and confidence. What sets us apart is our integrated approach. Under one roof, you’ll find tax professionals and wealth advisors collaborating to give you a coordinated, intelligent plan—not siloed advice.* That means fewer blind spots, fewer surprises, and a smarter path forward.

Tax Planning

We don’t just look at your investments—we factor in your tax return, too. Our deep bench of CPAs helps you minimize tax liabilities, structure your income wisely, and plan proactively for future legislation, because every great plan starts with tax intelligence.

Financial Planning

Clarity is powerful. Our team guides you through a highly collaborative planning process that reflects your values, goals, and life stage. Whether you're mapping out your next 5 years or 30, we’ll help you move forward with intention.

Retirement Planning

From “Can I retire?” to “How can I retire well?”—we help you answer the questions that matter. You’ll gain insight into how long your money will last, how much you can safely withdraw, and how to transition from accumulation to distribution with confidence.

Investment Management

We build portfolios that reflect your risk tolerance, timeline, and tax situation—not just the market. Expect a thoughtful, disciplined investment approach grounded in research and aligned with your greater financial strategy.**

Estate & Legacy Planning

Your plan shouldn’t stop with you. We work alongside estate attorneys and CPAs to ensure your assets transfer efficiently and meaningfully—whether that means trusts, charitable giving, or succession planning for your business.

Risk Management

What could derail your goals—and what are you doing to protect against that? We help you evaluate insurance coverage, legal structures, and financial buffers to keep your plan resilient across life’s unknowns.**

Wealth Management

Wealth isn’t just about numbers—it’s about freedom, purpose, and stewardship. Our integrated team helps manage all the moving parts of your financial life, so your plan isn’t just comprehensive—it’s cohesive.

Charitable Planning

Your wealth can reflect your values. We advise on tax-smart giving strategies, including donor-advised funds and charitable trusts, to help you support the causes that matter most in a meaningful and impactful way.***

Education Planning

From 529 plans to tax-advantaged savings strategies, we help parents and grandparents prepare for the rising costs of education—without compromising their own financial future.****

Equity Compensation Planning

Stock options. RSUs. IPOs. We’ve helped countless Silicon Valley professionals make the most of their equity—strategically unwinding concentrated positions and building liquidity with tax efficiency at the core.

*Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Avantax Advisory Services Inc. Advisory Services Agreement and disclosure brochure as provided.

**All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

***Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor's representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

****Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer's official statement and should be read carefully before investing. Investors should also consider whether the investor’s or beneficiary’s home state offers any state tax or other benefits available only from that state’s 529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investment in any state's 529 Plan.

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Our Approach

Our commitment to tax-intelligent investment planning, supported by a collaborative, team-based approach, helps us build lasting trust and create long-term client partnerships.

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About Us

From CPAs to CFP^® professionals, our team brings warmth, insight, and decades of experience to every relationship.

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Contact us today to learn how our tax-intelligent investment strategies and team-driven can help you pursue your financial future with confidence.

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